:root {
  --primary: #2457a6;
  --primary-dark: #183d78;
  --accent: #f0b429;
  --text: #1f2937;
  --muted: #667085;
  --light: #f5f8fc;
  --white: #ffffff;
  --border: #d9e2ef;
  --max: 1120px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  line-height: 1.6;
  background: var(--white);
}
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }
.container { width: min(92%, var(--max)); margin: 0 auto; }
.site-header {
  border-bottom: 1px solid var(--border);
  background: var(--white);
  position: sticky;
  top: 0;
  z-index: 10;
}
.header-inner {
  min-height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.brand { font-weight: 800; color: var(--primary-dark); font-size: 1.15rem; }
.nav { display: flex; flex-wrap: wrap; gap: 18px; align-items: center; }
.nav a { color: var(--text); font-weight: 600; font-size: .95rem; }
.nav a:hover { color: var(--primary); text-decoration: none; }
.menu-toggle { display:none; border:1px solid var(--border); background:white; padding:8px 12px; border-radius:8px; }
.hero {
  background: linear-gradient(135deg, #eef5ff, #ffffff);
  padding: 80px 0;
}
.hero-grid { display:grid; grid-template-columns: 1.15fr .85fr; gap: 48px; align-items:center; }
.eyebrow {
  color: var(--primary);
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .08em;
  font-size: .82rem;
}
h1 { font-size: clamp(2.3rem, 5vw, 4.4rem); line-height: 1.08; margin: 12px 0 22px; color: var(--primary-dark); }
h2 { font-size: clamp(1.8rem, 3vw, 2.5rem); line-height: 1.15; margin: 0 0 18px; color: var(--primary-dark); }
h3 { margin-top: 0; color: var(--primary-dark); }
.lead { font-size: 1.2rem; color: #475467; max-width: 680px; }
.actions { display:flex; gap:12px; flex-wrap:wrap; margin-top:28px; }
.btn {
  display:inline-block; padding:12px 20px; border-radius:8px; font-weight:800;
  border:2px solid var(--primary); background:var(--primary); color:white;
}
.btn:hover { background:var(--primary-dark); text-decoration:none; }
.btn.secondary { background:white; color:var(--primary); }
.hero-image, .photo-placeholder {
  width:100%; min-height:330px; object-fit:cover; border-radius:16px;
  background:#e9eef6; border:1px solid var(--border);
}
.section { padding:72px 0; }
.section.alt { background:var(--light); }
.center { text-align:center; }
.cards { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; margin-top:32px; }
.card {
  padding:26px; background:white; border:1px solid var(--border); border-radius:14px;
}
.stat { font-size:2.1rem; font-weight:900; color:var(--primary); }
.steps { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; margin-top:32px; }
.step-num {
  display:inline-grid; place-items:center; width:42px; height:42px;
  border-radius:50%; background:var(--primary); color:white; font-weight:900;
}
.quote {
  border-left:5px solid var(--accent); padding:12px 20px; margin:28px 0;
  background:#fffaf0;
}
.list { padding-left:22px; }
.page-hero { background:var(--light); padding:56px 0; }
.content { max-width:850px; }
.notice { background:#fffaf0; border:1px solid #f3d58a; padding:20px; border-radius:10px; }
footer { background:#13233f; color:#dbe5f5; padding:38px 0; margin-top:0; }
footer a { color:#fff; }
.footer-grid { display:grid; grid-template-columns:2fr 1fr 1fr; gap:30px; }
.small { font-size:.9rem; color:var(--muted); }
.form-box {
  padding:28px; border:1px solid var(--border); border-radius:14px; background:white;
}
label { display:block; font-weight:700; margin:16px 0 6px; }
input, textarea, select {
  width:100%; padding:12px; border:1px solid #b8c4d4; border-radius:8px;
  font:inherit;
}
@media (max-width: 800px) {
  .header-inner { flex-wrap:wrap; padding:12px 0; }
  .menu-toggle { display:block; }
  .nav { display:none; width:100%; padding-bottom:10px; }
  .nav.open { display:flex; }
  .hero-grid, .cards, .steps, .footer-grid { grid-template-columns:1fr; }
  .hero { padding:52px 0; }
}